# Intl Chat

> Intl Chat (intl.chat) answers practical questions from international students, expats and new migrants in any country — visas and visa conditions, health and visa insurance (OSHC, OVHC and equivalents), banking, money transfer and tuition payments, tax residency, renting, phone and internet, driving licences and work rights. Each answer states the country it applies to and links the official source for each rule. General information, not personal legal, migration, tax or financial advice.

## Topics
- [Visas & status](https://intl.chat/topics/visas/)
- [Health & visa insurance](https://intl.chat/topics/health-insurance/)
- [Banking](https://intl.chat/topics/banking/)
- [Money transfer & fees](https://intl.chat/topics/money-transfer/)
- [Tax](https://intl.chat/topics/tax/)
- [Housing](https://intl.chat/topics/housing/)
- [Phone & internet](https://intl.chat/topics/phone-internet/)
- [Driving licences](https://intl.chat/topics/driving/)
- [Work rights](https://intl.chat/topics/work-rights/)

## About
- [About](https://intl.chat/about/)
- [Disclosure & general advice warning](https://intl.chat/disclosure/)

## Answers